Temporary Total Disability (TTD) benefits under Missouri work comp law explained
Based in Columbia, attorneys at Lear Werts LLP help injured Missouri employees receive compensation for lost wages in the form of temporary total disability (TTD) benefits. If you have suffered a work-related injury, and as a result you have missed work, you have the right to seek TTD benefits.
Eligibility for Temporary Total Disability Benefits
In order to be eligible for TTD benefits, a doctor must find that you are unable to return to work because of your injury, or certify that you are recovering from a surgery. Your employer must continue paying TTD benefits until a doctor says that you can return to work or until you complete treatment because your condition has reached “maximum medical improvement”. In addition, if you return to light or modified duty work at less than full pay because of your injury, Missouri law requires your employer to pay temporary partial disability benefits to you. Accordingly, if a doctor states that you are able to perform light or modified duty work and your employer offers you such work, you may not be eligible for TTD benefits, but rather partial disability benefits. Please see our permanent partial disability page for more information about this type of compensation.
With such in-depth reporting and documentation requirements, receiving compensation for lost wages can be a complex process. Also, several other factors determine your ability to receive TTD benefits, including but not limited to:
- Whether your job is full-time or part-time
- If overtime is included
- The duration of your employment
- If you have more than one job
At Lear Werts LLP, we understand how these factors impact the amount of TTD benefits that you may receive. Combining this knowledge with thorough reporting, we strive to reduce delay in the claim process so that you start receiving benefits as soon as possible.
The Extent of Temporary Total Disability Benefits
Under Missouri’s workers’ compensation law, the amount of TTD benefits is approximately two-thirds of your gross average weekly wage subject to maximums that change every year. The law contains a formula that determines your average wage, which usually involves computing the average gross wages you earned over the 13 weeks prior to the accident. Unfortunately, TTD benefits will not be paid for the first three days that you are unable to work; however, your employer should pay you for each day missed after the first three days. Also, if you are unable to work for more than two weeks, your employer must then pay you for those first three days of missed work as well.
Seek Experienced, Efficient Representation
If you have been injured on the job and are unable to work, our attorneys can help you determine if you are eligible for TTD benefits and make sure that you receive the maximum amount of benefits available under the law. For more information about TTD benefits, contact Lear Werts LLP for a complimentary consultation.
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